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Motor Vehicle Accident Compensation in New York You may be able to pursue a lawsuit if were injured in an accident that New York considers serious. Your attorney can advise you whether your injuries are within this threshold. Insurance companies are skilled in denying the extent of your losses. Insurance companies can offer settlements that aren't enough to pay for your losses. Damages If you've been injured in a motor car accident you could be entitled to compensation. These damages are meant to compensate you for your losses and expenses, such as medical bills, lost wages, and property damage. You can also receive compensation for suffering and pain. This type of compensation is more subjective and may be difficult to quantify. A skilled tort lawyer can help you get maximum damages for your injuries. For example, if you have an injury that causes permanent limitations in the use of your leg or arm the compensation you receive could include compensation for future costs associated with this impairment. These might include surgeries and physical therapy or equipment or prosthetics. A permanent loss of a leg, or a disfigurement could cause emotional trauma that lasts for a lifetime and reduce the quality of life. This is known as mental anguish. Insurance companies frequently attempt to lower the value of non-economic damages that are intangible. Morgan & Morgan's experienced tort lawyers can ensure that you get the total value of your general damages. Medical bills Medical expenses can quickly pile as you recover from injuries in an automobile accident. The expenses can be overwhelming and difficult to manage, especially if you are trying to recover from your injuries. There are many ways to help victims of car accidents pay their medical bills. In New York, every driver is required to carry Personal Injury Protection (PIP) coverage that will pay the first medical expenses incurred by a victim after an accident. PIP will cover the loss of income if a victim is unable work for up to 90 days. In addition to PIP, a victim's health insurance and Medicare may also pay for their medical expenses. The only condition is that the patient has to prove the expenses are directly related to the accident. This can be done by submitting receipts and invoices from the doctor. Some hospitals and doctors may permit an accident victim to negotiate a payment agreement in exchange for a lien on the victim's personal injury settlement or verdict. These liens are also known as medical liens. If you do not resolve these liens within a reasonable amount of time, the debts could be transferred to collection. By storing and tracking their mileage receipts, victims can also claim compensation for the costs incurred when traveling to and from medical appointments. Lost wages Missing work due to an accident with a vehicle can place you in a difficult financial situation. The loss of a few weeks' pay or even a month can be a huge loss for Americans who live from paycheck to pay. Fortunately, those who suffer from car accidents can often recover lost wages in their car accident lawsuits. In the majority of cases, lost wages are determined by calculating the amount of time an injured person could have been able to work if it weren't for their injury. This could include missed shifts or overtime, and any work that is performed during the hospitalization. To prove that the income was lost the plaintiff needs to request documentation from his employer. These can be letters that verify the time spent away from work, as well as their hourly rate or salary. Other documentation can include pay stubs and copies of the injured person's tax return for the previous year. It is vital that the demand form be sent as soon as possible following a car accident. This will enable the injured party to obtain the most benefit from their claim. The evidence of the incident is more convincing when it is given as soon as it is available. Suffering and pain The physical and emotional trauma that can result from a car crash can be extremely difficult to place a value on. It is crucial to seek compensation in the event of an accident for the losses. These are also known as non-economic damages. They can include the cost of your suffering and the loss of enjoyment in life and post-traumatic stress disorder (PTSD) and much more. It may take time to fully appreciate the impact your injury has had on your life, so these costs aren't always as easy to quantify as medical expenses or lost wages. Your lawyer may employ one of two methods to calculate pain and suffering damages. The most commonly used method is the multiplier method where your total economic damages are tallied up—including the future and past medical expenses or loss of income from work because of your injury, and damage to property—and then multiplied by a value that ranges from 1.5 to 5. The more significant the number, the more severe your injuries are deemed to be. Per diem is another way to quantify pain and suffering. In motor vehicle accident lawyer gulfport can ask the jury to award you a dollar amount for every day that you be afflicted by your injury. This is especially beneficial for victims of accidents who work outside the home or who struggle to take care of children as they recover from their injuries.